The team at Expatriates have compiled a list of the Top 10 best countries for South African passport holders to retire in. Once you’ve done this, you’ll have full flexibility and enjoy a tax-free income in Portugal during the 10-year NHR tax-free period. Your Name (required), Your Passport - Issuing Country (required), Your Spouse's Passport - Issuing Country (required). Portugal was just lately declared the World’s Best Place to Retire by in style expat web site International Living. Just 32 square miles in area, Nazaré is a livable coastal city, especially with available bus … Portugal’s Algarve is often ranked the best place in the world to retire, and with good reason. As well as this, there are two other types of healthcare in Portugal, which are the special social health insurance schemes and voluntary private health insurance. Too Much Sand for my Truck building, living and even staying sane in a foreign land; Latest Expat Interviews/ Articles There are currently no expat interviews with South African Expats living in this destination. The country offers an extremely attractive taxation regime, with companies established in Malta benefiting from a variety of tax-refund schemes. The Portuguese government’s rules on pension income and lump sums and inheritance tax mean that there are exemptions and reliefs galore for expats who decide to retire and move to the Iberian peninsula as non-habitual residents. There are also some private company pensions available. Thereafter, you will need to apply for a residence permit within six months of arriving in Portugal. Pepole that moved from South Africa to go and live Portugal and that moved on! The South African community in Portugal. SEE ALSO: Portugal is the best country in the world for American expats to retire in. Known as the “rainbow nation” for its multiethnic society and multicultural diversity, South Africa is the second richest country in the continent of Africa. The retirement age in Portugal is 66 years and 3 months for both women and men. This includes something called Non-habitual Residence (NHR) status. There are a variety of different visas you can apply for as a US retiree. Their knowledge in this area is vital to ensure you go through the financial and tax planning process correctly. It’s peaceful, safe and has lots of opportunities to just kick back and relax. Under the NHR programme, certain types of income – including income from a pension, interest, dividends and royalties – are exempt from any tax in Portugal for a period of 10 years. Living in Portugal é o website oficial para informação sobre compra de casa em Portugal. CAPE TOWN: +27 21 825 9730 | LISBON: +351 300 509 612 | JOHANNESBURG: +27 11 083 7418 | LONDON: +44 208 089 1803 | DUBAI: Montenegro Citizenship By Investment 2021, Retiring in Portugal 2021: Ultimate Retirement Guide For Expats, As of the beginning of 2021, foreign retirees seeking settlement in Portugal have various options for obtaining a residency visa and eventual permanent residence leading to Portuguese citizenship. The Algarve and Alentejo regions have long been popular expat retirement destinations, as has Porto and many towns in northern Portugal. If you have a pension or money from a house sale in the US, you’ll probably get the most favorable tax conditions through Portugal’s Golden Visa program. There's a solid South African community growing in Portugal. The new portal for pre-registering before travel went live on the SEF website, aligning with the new rules that any one travelling from Brazil, South Africa or any country with an incidence rate of 500/100,000 now needs to isolate for 14 days on arrival into Portugal in their residence or hotel if allowed. The cost of living in the South Africa is higher than you might expect thanks to an emerging economy and the strengthening of the South African rand. Implemented measures during the outbreak of COVID-19[Updated on May 3. Listen to the story of Cyril Ramaphosa's rise to presidential power, narrated by our very own Alec Hogg. Cost of living in Portugal compared to South Africa. With its friendly investment … As one of Europe’s sunniest countries, there are around 300 clear days a year, so if you’re one of those sunshiny, solar-powered people, Portugal is for you. Foreign pension income in Portugal is taxed at only 10% and most double taxation agreements (DTAs) grant exclusive taxation rights on pension income to the country of residence. Portugal has a succession-based tax system for inherited wealth. By Supplied May 14, 2019. But, it’s still worth considering drawing up a Portuguese will as well to ensure that your assets are protected. Reasons to immigrate to Portugal from South Africa The weather is great and it’s always sunny in Portugal. In 2009, the Portuguese government introduced the NHR programme to attract wealthy non-EU residents and their families to the country. Whereas the Golden Visa Program requires an investment of around. Even Lisbon can be quite mild in the winter, and it’s not unusual for the South of Portugal to get temperatures in the high teens and occasionally even hit above the low twenties. Residents in Portugal can receive free healthcare and have access to a range of services. Thank you for your interest! Expat Exchange: 12 Best Places to Live in Portugal 2021 Portugal is a safe, expat-friendly country with stunning beaches, cities, popular beach towns and sleepy fishing villages. Are there any South Africans in Portugal that managed to get a work permit? One recent passport photograph (specify to the photographer that it must meet the Schengen Visa Requirements) Completed original application form. Portugal is a long country and regions like the Algarve and Alentejo have different climates. Renew, replace or apply for an adult or child British passport if you’re living abroad or working overseas - forms, prices, how long it takes This permit is granted for two years and can be renewed. You must include a scanned copy or photo of your passport, proof of address and proof you were living in Portugal before January 2021. We recommend thinking this over carefully because the process is long and laborious of buying property in a foreign country. Join our Expat community and discuss all issues including living, working, kids, transportation, socialising, eating and buying houses in South Africa. For many South African retirees, the plan is to head to the coast away from the bustle of the big cities. The Portuguese explored the coasts of South Africa in the late 15th century, and nominally claimed them as their own with the erecting of padrões (large stone cross inscribed with the coat of arms of Portugal placed there as part of a land claim). While the benefits are numerous, the process of setting all of this up can be complex. Read also: Retire to sunny Portugal and pay less tax. Portugal nestles on land up against Spain and with the Atlantic Ocean to the west and south, where Casablanca and Morocco lie 400 kilometres away. South African retirees have the option of investing €300,000 or more in property to obtain residency through investment in Greece. Compared to the cost of living in the USA, for example, living in Portugal is substantially more affordable. While Portugal’s key cities offer a smorgasboard of cultural options and scope for activities, many retirees prefer to settle in smaller, less urbanized centres. 1. The world is changing fast and to keep up you need local knowledge with global context. Internet Access in Portugal. Best Places to Retire in South Africa - A Guide. Once granted, this passport lets you and your family travel freely anywhere in Schengen Europe. South Africa is a popular place to retire for many Europeans, especially Brits. However, there is a tax-busting alternative in one of Europe’s top lifestyle destinations: Portugal. a couple can live comfortably in Portugal’s interior from about $1,700 a month. Portugal’s Algarve is often ranked the best place in the world to retire, and with good reason. If 3,300 hours of sunshine a year, beautiful blue flag beaches and a slower pace of life sound like your kind of thing, you may want to consider retiring in Portugal. What are my visa options as a foreigner wishing to retire in Portugal? In addition, the country’s Non Habitual Residency Program. Portugal offers arguably the lowest cost of living in Western Europe. By: Carole Hill - Also see author's expat blog listing. Our team of specialist cross border advisors at Sable International will assist you to structure your South African retirement, as well as South African or international discretionary funds, into a compliant offshore pension or corporate structure to ensure your income qualifies as tax-free under the programme. You just need to type South Africa and Portugal in our compare tool to find pertinent information in an easy to understand list format. There is a contribution-based state pension in Portugal that residents can claim if they have made at least 15 years of social security contributions while under Portuguese employment. History. The combination of historical family ties with a welcoming immigration system has helped the growth of SA expats in various spots around the country. Portugal has opened its arms to South African retirees by offering attractive tax exemptions and savings. Please leave this field empty. Return flight tickets from South Africa to Portugal. If quaint eateries, castles, cathedrals and museums appeal to you, Portugal could be an excellent choice. Nazaré. Retire in Portugal: The best regions and towns for retirees. When it comes to retiring abroad, you have options, after all, that’s what living the expatriate lifestyle is about. Subscribe to our Newsletter to get daily updates on local affairs, with a global context. The Non-Habitual Residence (NHR) Programme offers the sunny climate and stable economy that makes for a happy retirement. Are you looking for a more affordable, better quality life and an easier pace of life in your retirement? To be eligible for the NHR programme, you just need to ensure that you’re not employed in Portugal. Portugal is a different kind of beautiful, from mossy-stoned forests, stunning coastlines, and some of Europe’s most desirable beaches. Everybody wants to live in peace and quiet in their golden years – and the way things are going in South Africa at present, that’s the last thing anyone would expect. Read also: The Golden Visa roadshow: Find out how you can get EU residency by investing in Portugal. Once you and your partner have been resident in Portugal for six years, you will be able to apply for Portuguese nationality and a passport. Retirement in Portugal Portugal is a popular retirement destination for people from all around the world, especially Britons. The South Africa Expats forum is a great place to meet other Expats now living in South Africa. The permit is renewable every two years, and after five years, it can be converted to a permanent residency permit. Now the exciting part of choosing a region to reside in. ! Retirees can take two routes when considering what application to make for retiring in South Africa: A retired permit: which can be made on a temporary or permanent residency basis. South African passport, valid for 6 months beyond date of return with at least 3 blank pages. You'll be able to access high-speed internet in most of the country, and … Eating out in the touristy centers tends to be a bit over priced, and you’re likely to find far superior cuisine a few blocks off the main tourist strips. Retire in Portugal – Taxes. That’s outside, of course! South Africans moving to Portugal on a "green" visa. Retirees can find a welcoming country of friendly people, great weather and a reasonable cost of living. For many South African retirees, the plan is to head to the coast away from the bustle of the big cities. This includes pension income and income from international sources. Staff Writer 15 April 2018 Tax-battered wealthy South Africans, hoping to protect their retirement income, are retiring to Portugal for six months … Portugal has become a top destination for South Africans looking for offshore alternatives, says Sable International. This was because of the low price of dwelling, the gorgeous climate and the nice and cozy and welcoming Portuguese folks. Whether you’re looking at property prices, healthcare, day to day living expenses or public transport costs, Portugal scores consistently high. If you would like to hear more about the NHR programme, or have any questions about Portugal, you can contact us on +44 (0) 207 759 7519 (UK), +27 (0) 21 657 1540 (SA), or send us an email on [email protected]. South Africa has tax treaties with Australia, Japan, UK, US, Thailand, and Sweden. We provide several metrics to compare the cost of living including cost of groceries, transportation, and more. To qualify for NHR status, you need to have the right to live in Portugal and you need to be a new Portuguese tax resident (you cannot have been a Portuguese … Depending on where you opt to eat out, the cost of restaurant meals can be very comparable to restaurants in Cape Town. The Portugal Golden Visa vs the D7 Passive Income Visa For Pensioners and Financially Independent Individuals. ... South Africa. The European capitals […] Everything from investing like Warren Buffett to the Audiobiography of Cyril Ramaphosa. ... South Africa is currently placed in fourth position with a total of 276 Golden Visas granted. Gifts or inheritances received by spouses and direct ascendants and descendants are exempt from estate duty. Portugal typically taxes all income. Wherever you go, South Africans are friendly, warm and welcoming. Phone: LISBON: +351 300 509 612 CAPE TOWN: +27 21 825 9730 JOHANNESBURG: +27 11 083 7418 LONDON: +44 208 089 1803, Recommended resources for expats wishing to retire in Portugal. We provide several metrics to compare the cost of living including cost of groceries, transportation, and more. South African citizens have several means they can employ in order to relocate to Spain. It is estimated that over 120,000 people from the UK have retired to South Africa, mostly in Johannesburg and Cape Town, but also along the southern coast. In the house is another matter entirely. Options also exist to extend the tax-free treatment of investment income beyond 10 years with the use of specific EU-regulated financial products. With a total GDP as high as $341.216 billion, its passport holders have it easier to travel the world, in comparison to the rest of the continent’s residents. FAQS ABOUT SOUTH AFRICAN RETIREMENT VISA APPLICATIONS . Corruption is (Unfortunately) a Fact of Life. If you are interested in pursuing such an option, we recommend seeking advice from a financial advisor with experience in this specific field. Since that period, South Africans still choose to immigrate to the country with an estimated 210,000 living there as at 2017. Benefits for retirees. The analysis of the evolution of the outbreak is constant and implementation of A warm climate, stunning coastline and plentiful sunny beaches make the country a haven for retirees. However, as mentioned earlier, the Portuguese government has taken steps to make the country a welcoming place for expatriates. Bartolomeu Dias did so in 1486, and Vasco da Gama recorded a sighting of the Cape of Good Hope in 1497, en route to India. Moving to Portugal - 5 Things to Consider. You probably don’t want to repeat the process many times if you’re considering retiring in Portugal. By European standards, everything from accommodation to. ... Portugal Expat Forum for Expats Living in Portugal. We've compiled a list of 12 of the best places to live based upon expats' recommendations. Our wealth advisors will then advise you further. Cape Town Regent Square, Doncaster Road, Kenilworth, 7708 +27 (0) 21 657 2120. The Non-Habitual Residence (NHR) Programme offers the sunny climate and stable economy that makes for a happy retirement. Non-EU citizens who wish to retire to Portugal need to apply for a residence permit. Given that this program’s approval is subject to a large swathe of government discretion, these amounts should be treated as minimums – additional proof of savings or additional income may be required. Cost of living in South Africa compared to Portugal. Drinks in premium establishments can be pricey, but if you drink and eat where the locals do, you’ll be pleasantly surprised at how affordable Portugal can be. Ask a Portuguese person what the biggest downside to … It’s peaceful, safe and has lots of opportunities to just kick back and relax. If you want to compare the cost of Living in South Africa VS Portugal, please visit our page and find comprehensive information related to the prices of the groceries, taxi fare, hotel prices, and compare easily. Can I access free public healthcare in Portugal as a non-EU expat? What many don’t realise, whereas fantasising about sipping cocktails overlooking the Praia da Marinha, is … Saiba que Portugal é um dos melhores países para viver, que tem uma fiscalidade atrativa para os estrangeiros e um setor imobiliário competitivo. Among these, there is also the non-lucrative visa which is available for those who want to retire and live here or want to spend more than 90 days (which usually require a temporary stay visa) without engaging in any professional activities. Discover THE most affordable option for South Africans wishing to retire or settle in Portugal: ... English is widely spoken, making it an easy choice for South Africa expats and retirees alike. 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What I learned about money from having too many…, ‘Old Mutual took their eye off the ball’…, Flash Briefing: Eskom employees earn R740k, want…, Flash Briefing: Gear change for Rand; Kazungula…, © 2021 BizNews, Inc. | The Rational Perspective, The Golden Visa roadshow: Find out how you can get EU residency by investing in Portugal, Retire to sunny Portugal and pay less tax, You must be physically resident in Portugal, You must own or rent a property in Portugal. How much money do you need to retire in Portugal? During the outbreak of pneumonia by the new Coronavirus – COVID-19 the Portuguese government has been taking all necessary public health measures to protect the entire population. The budget for larger cities such as Lisbon is about $2,100 or $2,200 a month. However, there is a tax-busting alternative in one of Europe’s top lifestyle destinations: Portugal. What is the process from South Africa? Fill out the form and our team will be in touch with you promptly. But the one thing expats truly enjoy about living in Portugal is the warmth of the local communities – Portugal is an incredibly multicultural country, with a strong expat community and a level of community integration that is unrivalled in most other countries in the world. If 3,300 hours of sunshine a year, beautiful blue flag beaches and a slower pace of life sound like your kind of thing, you may want to consider retiring in Portugal. © 2021 BizNews, Inc. | The Rational PerspectiveTerms & ConditionsComments Policy. In addition, the country’s Non Habitual Residency Program NHR offers an exceptional 10-year tax incentive to further sweeten the deal. Retiring in Portugal from the US with a Golden Visa. You can apply for NHR status if you have not been a resident in Portugal in the previous five tax years. However, South Africa is still a much more affordable country to live in than most European, Asian and North American countries. This means that you can effectively live tax-free off the proceeds of your invested assets for a decade, all while also enjoying the sunny cosmopolitan lifestyle Portugal offers. A Utah couple who moved there in 2012 gave us a breakdown of how they live on a $2,330 monthly budget. Yet if you’re used to shopping at Woolworths as a South African, you won’t notice a material difference when shopping for groceries in Portugal. Some South Africans wanting to retire, ... had been an increased interest in attaining second citizenship in exchange for investment in European countries such as Portugal… Living in Portugal for expats is a lifestyle choice for those looking to cut the number of hours spent working to retire. Situation of Calamity in force until May 16.] This article is not about moving to Portugal viewed through rose-tinted spectacles because although the sun shines, the beaches are stunning, the wine and beer are cheap Portugal has warts as well. Portugal’s healthcare system is a lot more advanced than it is in South Africa. What are the permit options available to people wishing to retire in South Africa? As of the beginning of 2021, foreign retirees seeking settlement in Portugal have various options for obtaining a residency visa and eventual permanent residence leading to Portuguese citizenship. If you have business interests in another country, from which you receive income, our Sable Wealth team can advise you on restructuring options for that income. Latest Blogs by South African Expats Living in Portugal. Wishing to retire for many Europeans, especially Britons that your assets are protected restaurants Cape. Use of specific EU-regulated financial products great weather and a reasonable cost of groceries, transportation, and after years... 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